John’s driving philosophy in business is, “What’s in the best interest for my client?” With that attitude he has built a successful referral based business over the last 15 years and he has earned the opportunity to work with clients from coast-to-coast.
John is one of the "old timers" of the mortgage business who still believes in honesty, full disclosure, and looks out for YOUR best interest. He doesn’t advertise teaser interest rates or unrealistic closing costs just to get you to call (he thinks his client's word of mouth is the best advertising).
If a mortgage program doesn’t make sense, he’ll tell you. If there is a better offer than his (a rare, but occasional situation) he’ll tell you. He returns phone calls promptly, schedules evening appointments and never makes you feel like you’re bothering him.
His success is attributed to building a loyal client base that he has treasured since 1997. You’ll laugh and cry when you read his LAMPPOST newsletters and rejoice when you receive your birthday card with a special surprise inside!
When you finance your home, you are taking on the largest debt you will ever have in your life. Recommending the right type of financing for you is critical so that you don’t waste thousands of dollars unnecessarily. Whether you meet with John face-to-face or consult over the phone, John takes the time to explain the pros and cons of different mortgage scenarios so that you feel completely comfortable with your options and choice of home loan.
John’s philosophy is to make home financing simple and easy for you. He listens to and understands your goals and dreams, educates you without confusing you, and presents you with options that are appropriate for your specific financial situation. For first-time home buyer’s this is essential!
Happily married to Eloise for over 27 years, John lives in Andover Minnesota and has 5 children ages 17 to 25. When he’s not at his children's school or sport activities, John enjoys basketball, golf, downhill skiing, working out, kayaking, and going on long walks with Eloise.
Thank you, thank you, thank you for your wonderful help and assistance as we went through the process of buying our first home. You took the time to explain all that goes into applying and qualifying for a mortgage and made sure we knew what we were getting into! You worked on our behalf to get us the best rate in the midst of market turmoil and you even came to our closing, even though everything was done just right and ahead of schedule.
We feel so blessed to have had your advice and support during the whole process. Again, thank you for going above and beyond the call of duty for us. We will encourage all of our friends to come to you and rely on your solid godly counsel. Again, thank you!
Jason and Allison
Thank you for the time you spent with Tim and I discussing refinancing. We really appreciate your helpful advice and putting integrity before obtaining business. We are enjoying your newsletters and really appreciated the kind Coldstone gift card on my birthday. We will be happy to send people your way when we have opportunity! Thanks again John.
Tim and Marcia
We wanted to thank you so much for all of the work that you have done for us with our mortgages! You have been so wonderful and patient with us! We truly feel that you have looked out for our best interest. You are a really hard worker and it definitely shows! Thanks again for everything.
Shawn and Amy
Dear John -
Thank you so much for all of the your work in helping us secure the best financing for our home. We're convinced that the mix you helped us come up with made our offer more attractive to the seller. We appreciate your creativity in that.
We'll surely send business your way, and will come back ourselves when we're in the market again.
Russ and Di
Thanks so much for the birthday card and the Coldstone gift certificate. We really appreciate all the help and advice you have given us. It's very comforting knowing that we have somebody looking out for us, and willing to answer any questions we have. Thanks again!
Bryan and Joy